What is a Reservation of Rights Letter and What Does it Mean for Your Claim?

Introduction to Reservation of Rights Letter If you’ve filed an insurance claim, you may receive a document called a Reservation of Rights letter from your insurance company. This letter can be confusing and may raise concerns about whether your insurer will cover your claim. Understanding what this letter means, why it’s issued, and how it …
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How Comparative Negligence Affects Your Personal Injury Claim

Introduction to Comparative Negligence When an accident occurs, determining who is responsible is crucial in a personal injury claim. However, fault isn’t always black and white—sometimes, two parties involved share some level of blame. This is where comparative negligence comes into play. Comparative negligence laws affect how much compensation a plaintiff can recover if they …
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How Insurance Companies Can Use a Recorded Statement Against You

Recorded Statement: How Insurance Companies Can Use It Against You After a car accident, you may receive a call from an insurance adjuster requesting a recorded statement. While it might seem like a standard procedure, providing a recorded statement can actually work against you. Insurance companies use these statements to find inconsistencies or misinterpretations that …
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Understanding Liability In a Car Pile Up in Texas

Texas Pile Up: Who is Liable in a Multiple Car Accident in Texas? Determining liability in a multi-vehicle accident is complex, as multiple drivers, road conditions, and external factors may contribute to the crash. In Texas, liability is often assigned based on fault, meaning that one or more drivers could be responsible for the damages. …
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