What Happens When an Insurance Company Requests an Examination Under Oath?

When you file an insurance claim, you might expect a straightforward process. However, in some cases, the insurance company may request an Examination Under Oath (EOU). This formal proceeding can be daunting, especially if you’re unfamiliar with legal processes. Understanding what an EOU entails and knowing your rights can help you navigate the situation with …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

How Umbrella Policies Provide Extra Protection During Personal Injury Cases

When a serious accident happens, your standard auto insurance or homeowners insurance policy may not be enough to cover all the damages. This is where umbrella policies during personal injury cases come into play. Umbrella insurance provides additional liability coverage beyond the limits of a basic liability policy, ensuring that you are not left paying …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

What is Personal Injury Mediation and How Does It Work?

Not every personal injury case has to go to trial. In fact, many personal injury disputes are resolved through personal injury mediation, a process designed to help both sides reach a mutually satisfactory solution without the stress and expense of litigation. But how does personal injury mediation work, and what can you expect during the …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

What is a Reservation of Rights Letter and What Does it Mean for Your Claim?

Introduction to Reservation of Rights Letter If you’ve filed an insurance claim, you may receive a document called a Reservation of Rights letter from your insurance company. This letter can be confusing and may raise concerns about whether your insurer will cover your claim. Understanding what this letter means, why it’s issued, and how it …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

How Comparative Negligence Affects Your Personal Injury Claim

Introduction to Comparative Negligence When an accident occurs, determining who is responsible is crucial in a personal injury claim. However, fault isn’t always black and white—sometimes, two parties involved share some level of blame. This is where comparative negligence comes into play. Comparative negligence laws affect how much compensation a plaintiff can recover if they …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney