Proven Little Elm and Frisco Uber & Lyft Accident Attorneys Ready To Assist You
A car accident is often a traumatic, jarring experience, especially when the accident happens while you are riding in an Uber or Lyft.
As Uber and Lyft have gained popularity in recent years, more and more people find themselves involved in rideshare car accidents.
Uber and Lyft accidents differ from other car accidents because—in certain situations—the company’s insurance policy covers the accident.
Uber and Lyft both have high-coverage insurance policies, much larger than the typical insurance coverage held by an individual motorist.
Thus, an accident caused by a rideshare driver can result in a large settlement if you suffered injuries in the collision.
If you suffered injuries in a rideshare accident, contact our Frisco Uber & Lyft accident lawyer at Hartley Law Firm. Our experienced rideshare accident attorneys can fight to ensure you recover the compensation you deserve.
Injuries Caused in Uber and Lyft Accidents
According to the Texas Department of Transportation, approximately 12,107 serious injury crashes occurred within the state in 2020.
Inevitably, some of these accidents involved rideshare vehicles. Some common injuries suffered in these accidents include:
- Broken bones,
- Lacerations,
- Traumatic brain injuries,
- Concussions,
- Road rash,
- Whiplash,
- Back injuries,
- Amputated limbs, and
- Death.
If your rideshare accident occurs after an Uber or Lyft driver picks you up, you can recover damages under the company’s insurance policy.
Damages Available in Uber and Lyft Accidents
If you suffer injuries in a rideshare accident caused by another driver’s negligence, you can recover compensation for the damages you incur as a result of the accident. Your economic damages might include:
- Medical bills,
- Repair costs,
- Rehabilitation costs,
- Medication costs,
- Lost wages, and
- Loss of income.
You can also recover non-economic damages, which may include:
- Pain and suffering,
- Emotional distress,
- Loss of enjoyment of life, and
- Inconvenience.
Our Frisco and Little Elm Uber & Lyft accident lawyers can help prepare the evidence that establishes the damages you suffered as a result of your injuries.
Uber and Lyft Insurance Policy Limits
The insurance coverage that applies to your rideshare accident depends on the Uber or Lyft driver’s status at the time of the collision.
Not Using Application or Accepting Rides
If the rideshare app is not open or the driver is not accepting rides, the rideshare company’s insurance policy is not involved.
This means anyone injured by the driver must rely on either the driver’s personal car insurance policy or their own insurance to recover their losses.
Accepting Passengers Without a Match
Things change as soon as the driver turns the rideshare app on and begins accepting passengers. This period lasts until the rideshare app matches the driver with a single passenger.
During this period, the rideshare company’s insurance policy provides coverage of up to:
- $50,000 per person/$100,000 per accident in bodily injury coverage; and
- $25,000 property damage coverage per accident.
This coverage is likely similar to the insurance policy held by the driver.
Matching with a Passenger
Once the rideshare app matches a driver and passenger, the next phase begins. In this phase, a rideshare company’s insurance policy provides significantly more coverage. Specifically, these policies cover up to $1 million in damages.
After a Passenger is Picked Up
The next phase starts once the rideshare driver picks up a passenger. During this phase, the rideshare insurance company provides $1 million in coverage.
Causes of Uber and Lyft Accidents
Many drivers display reckless behavior that can result in car accidents, and rideshare drivers are not any different. Some common factors that lead to Uber and Lyft accidents include:
- Driving while drowsy,
- Disobedience to traffic signs and signals,
- Distracted driving,
- Road rage,
- Speeding, or
- Lack of familiarity with a certain neighborhood.
If you or a loved one suffered injuries in a rideshare accident, contact our Frisco Uber & Lyft accident attorney at Hartley Law Firm as soon as possible.
According to a study conducted by the University of Chicago and Rice University, rideshare companies are to blame for a 2 to 3% increase in the total number of fatal traffic accidents in cities where they operate.
If you or a loved one suffered injuries in an accident while riding in an Uber or Lyft, you could recover compensation under the company’s insurance policy.
Hartley Law Firm represents all kinds of injured victims. Our team can assist you at every level of your rideshare claim by identifying and contacting potential witnesses, collecting and preserving evidence, and investigating the accident.
We know what it takes to create a winning strategy and collect the maximum settlement possible for our clients and their families.
Our Frisco and Little Elm Uber & Lyft accident attorneys will fight tirelessly to understand the facts of your case so we can represent you successfully.
Our experienced legal team also handles clients with other types of injury cases, including:
- Construction Accidents
- Car Accidents
- Motorcycle Accidents
- Medical Malpractice
- Nursing Home Abuse
- Premises Liability
- Sexual Abuse
- Truck Accidents
- Wrongful Death
Contact our Frisco rideshare accident attorneys online, call today at 469-289-6063 or call 24/7 at 214-470-2975.