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Hartley Law Firm Logo

What is a Reservation of Rights Letter and What Does it Mean for Your Claim?

Feb 28, 2025 | Blog
Introduction to Reservation of Rights Letter If you’ve filed an insurance claim, you may receive a document called a Reservation of Rights letter from your insurance company. This letter can be confusing and may raise concerns about whether your insurer will cover your claim. Understanding what this letter means, why it’s issued, and how it …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

Recorded Statement for a Car Insurance Claim in Texas: What to Know Before You Talk

Feb 25, 2025 | Blog
After a car accident in Texas, one of the first calls you get is often from an insurance adjuster asking for a “quick recorded statement.” The request sounds routine, and the adjuster usually sounds friendly and eager to help move things along. That framing is deliberate, because a recorded statement for a car insurance claim …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

Understanding Liability In a Car Pile Up in Texas

Feb 25, 2025 | Blog
Texas Pile Up: Who is Liable in a Multiple Car Accident in Texas? Determining liability in a multi-vehicle accident is complex, as multiple drivers, road conditions, and external factors may contribute to the crash. In Texas, liability is often assigned based on fault, meaning that one or more drivers could be responsible for the damages. …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

What Is an Independent Medical Examination and Why Is It Required by Insurers?

Jan 31, 2025 | Blog
If you’ve been injured in a workplace accident or through someone else’s negligence, you may encounter a request for an independent medical examination (IME). While the term might sound straightforward, the IME process is often misunderstood and can play a crucial role in determining the outcome of your personal injury or workers’ compensation claim. In …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

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