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How Umbrella Policies Provide Extra Protection During Personal Injury Cases

When a serious accident happens, your standard auto insurance or homeowners insurance policy may not be enough to cover all the damages. This is where umbrella policies during personal injury cases come into play. Umbrella insurance provides additional liability coverage beyond the limits of a basic liability policy, ensuring that you are not left paying …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

What is Personal Injury Mediation and How Does It Work?

Not every personal injury case has to go to trial. In fact, many personal injury disputes are resolved through personal injury mediation, a process designed to help both sides reach a mutually satisfactory solution without the stress and expense of litigation. But how does personal injury mediation work, and what can you expect during the …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

What is a Reservation of Rights Letter and What Does it Mean for Your Claim?

Introduction to Reservation of Rights Letter If you’ve filed an insurance claim, you may receive a document called a Reservation of Rights letter from your insurance company. This letter can be confusing and may raise concerns about whether your insurer will cover your claim. Understanding what this letter means, why it’s issued, and how it …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

How Insurance Companies Can Use a Recorded Statement Against You

Recorded Statement: How Insurance Companies Can Use It Against You After a car accident, you may receive a call from an insurance adjuster requesting a recorded statement. While it might seem like a standard procedure, providing a recorded statement can actually work against you. Insurance companies use these statements to find inconsistencies or misinterpretations that …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney

Understanding Liability In a Car Pile Up in Texas

Texas Pile Up: Who is Liable in a Multiple Car Accident in Texas? Determining liability in a multi-vehicle accident is complex, as multiple drivers, road conditions, and external factors may contribute to the crash. In Texas, liability is often assigned based on fault, meaning that one or more drivers could be responsible for the damages. …
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Austin F. Hartley
Austin F. Hartley

Attorney

J. Seth Madden Photo
J. Seth Madden

Attorney